Perlindungan Maksimal dari Allianz Allisya Protection Plus O buru na onye ahia nwetara ego iji kwuo ugwo ya, o ga-akwu onye na-agbazinye ego ego ozo iji gbanwere nkwa nke onye mgbazinye ego iji mebie nkwa ego ahu iji zuo ya ma o bu furu efu na oke osimiri. N'ihe di ka afo 800 BC, ndi bi na Rhodes kere 'n'ozuzu ha'. Nke a nyere ndi ahia aka ikwu ugwo iji hu na a na-ebubata ngwa ahia ha. A ga-eji ugwo a kwuru ugwo iji kwughachi onye ahia o bula a na-ere ihe onwunwe mgbe o na-ebughari, ma o bu n'ihi oke ifufe ma o bu nruru aka.2 Akwusila nkwekorita mkpuchi iche (ya bu, atumatu mkpuchi na-ejighi ego ma o bu ndi ozo nkwekorita) di na Genoa na 14 nari afo, di ka odo mmiri mkpuchi kwadoro site na nkwa nke ala odida. Nkwekorita mkpuchi mbu a mara site n'aka Genoa na 1347, na mkpuchi mkpuchi ugbo mmiri na-esote na nkwuputa ugbo mmiri na-esote oganihu di iche iche na-esote na ihe ize ndu.3 Ndi nkwekorita mkpuchi ohuru a kwere ka ulo oru mkpuchi di iche iche puo na ego, nkewa nke oru nke mbu gosiputara uru mkpuchi mmiri.

Asambodo ghoro okaibe karia na Europe, na iche iche iche iche meputara. Enwere ike ichota mkpuchi ulo aku dika anyi maara ya taa na nnukwu oku nke London, nke na 1666 riri ulo kariri 13,000. Mmetuta na-emeru ahu nke oku gbanwere mmepe nke mkpuchi "site na ihe di mfe n'ime ngwa ngwa, mgbanwe nke echiche gosiputara na Sir Christopher Wren gunyere nsonye maka 'Ulo Oru Inyocha' na atumatu ohuru ya maka London na 1667. "4 Otutu ndi nwara ichota mkpuchi oku oku abaghi uru, mana n'afo 1681, Nicholas Barbon na ndi mmeko iri na otu na-aru oru ulo oru mkpuchi oku, ulo oru mkpuchi ulo," n'azu Royal Exchange iji nweta brik na mgbidi ulo. Na mmalite, Ulo Oru Inyocha ya bu ulo obibi 5,000 (ulo oru inshoransi). N'otu oge ahu, nkwekorita mkpuchi mbu maka ntinye akwukwo nke achumnta ego biara di. Perihal Perkembangan Asuransi